State Farm vs Progressive Renters Insurance — Which Is Better?
State Farm renters insurance starts at $15/mo (rated 4.3/5), while Progressive starts at $10/mo (rated 3.8/5). Both cover personal property up to $100K.
| Feature | State Farm | Progressive |
|---|---|---|
| Monthly Cost | $15–$30 | $10–$25 |
| Coverage | $15K–$100K | $10K–$100K |
| Deductible | $500, $1000 | $500 |
| Rating | 4.3/5 | 3.8/5 |
| Best For | Renters who want a local agent... | Budget-conscious renters who want to set... |
State Farm highlights
- 19,000+ local agents nationwide
- Multi-policy discount with auto insurance
- Replacement cost coverage standard
- Identity theft restoration included
Progressive highlights
- Name Your Price tool for budget-based shopping
- Multi-policy discount with auto
- Online claims filing
- Coverage for personal property in storage units
The verdict
Choose State Farm if...
Renters who want a local agent and plan to bundle with auto insurance. Standout advantage: largest agent network in the us.
Choose Progressive if...
Budget-conscious renters who want to set a price and find matching coverage. Standout advantage: name your price lets you set a budget first.
More comparisons
●Frequently Asked Questions
Frequently Asked Questions
Is State Farm or Progressive cheaper for renters insurance?
Progressive is typically cheaper. State Farm starts at $15/mo while Progressive starts at $10/mo. Actual pricing depends on your location and coverage amount.
Which is better — State Farm or Progressive renters insurance?
It depends on what you need. State Farm (4.3/5) is best for renters who want a local agent and plan to bundle with auto insurance. Progressive (3.8/5) is best for budget-conscious renters who want to set a price and find matching coverage.
Does State Farm or Progressive have better claims?
State Farm has the higher customer satisfaction rating at 4.3/5. State Farm's key advantage: largest agent network in the us. Progressive's key advantage: name your price lets you set a budget first.
Can I switch from State Farm to Progressive mid-lease?
Yes. You can switch renters insurance providers at any time — there's no penalty. Cancel your current policy after the new one is active to avoid a coverage gap.
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