Allstate vs Progressive Renters Insurance — Which Is Better?
Allstate renters insurance starts at $15/mo (rated 4/5), while Progressive starts at $10/mo (rated 3.8/5). Both cover personal property up to $100K.
| Feature | Allstate | Progressive |
|---|---|---|
| Monthly Cost | $15–$35 | $10–$25 |
| Coverage | $15K–$100K | $10K–$100K |
| Deductible | $500, $1000 | $500 |
| Rating | 4/5 | 3.8/5 |
| Best For | Renters who want highly customizable coverage... | Budget-conscious renters who want to set... |
Allstate highlights
- HostAdvantage coverage for Airbnb hosts
- Identity theft restoration included
- Customizable add-ons (scheduled personal property, water backup)
- Claim RateGuard prevents rate hikes after first claim
Progressive highlights
- Name Your Price tool for budget-based shopping
- Multi-policy discount with auto
- Online claims filing
- Coverage for personal property in storage units
The verdict
Choose Allstate if...
Renters who want highly customizable coverage and Airbnb protection. Standout advantage: most customizable coverage options.
Choose Progressive if...
Budget-conscious renters who want to set a price and find matching coverage. Standout advantage: name your price lets you set a budget first.
More comparisons
●Frequently Asked Questions
Frequently Asked Questions
Is Allstate or Progressive cheaper for renters insurance?
Progressive is typically cheaper. Allstate starts at $15/mo while Progressive starts at $10/mo. Actual pricing depends on your location and coverage amount.
Which is better — Allstate or Progressive renters insurance?
It depends on what you need. Allstate (4/5) is best for renters who want highly customizable coverage and airbnb protection. Progressive (3.8/5) is best for budget-conscious renters who want to set a price and find matching coverage.
Does Allstate or Progressive have better claims?
Allstate has the higher customer satisfaction rating at 4/5. Allstate's key advantage: most customizable coverage options. Progressive's key advantage: name your price lets you set a budget first.
Can I switch from Allstate to Progressive mid-lease?
Yes. You can switch renters insurance providers at any time — there's no penalty. Cancel your current policy after the new one is active to avoid a coverage gap.
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DepositHawk is not a law firm and does not provide legal advice. Information and documents are for informational purposes only. No attorney-client relationship is created. Consult a licensed attorney for advice specific to your situation.